Ukrainian people are very technically sophisticated, especially in the big cities like Kyiv and Lviv. Evenryone has the latest iPhone compete with air buds. You can order, pay and tip at every restaurant by scanning a QR code at your table. Banking is virtual and people pay and transfer money by sharing credit card numbers and tapping Apple Pay. Hungry? Glovo will deliver in the middle of an air raid and Uber, Uklon or Bolt will pick you up and drive you anywhere in Kyiv anytime.